Bryden M.
3 weeks ago
Whether you are securing the keys to your dream home or refinancing to leverage your equity, we combine industry-leading technology with transparent, honest service. We match you with the exact right loan for your lifestyle—because a smarter mortgage means a stronger financial future.
Posted on Google![]()
Bryden McGrathTrustindex verifies that the original source of the review is Google.
Had a wonderful experience with Amanda and team! She was incredibly responsive, patient, and personable every step of the way. Honestly, other lenders I contacted felt robotic and even cold, so I could not recommend Watermark enough. They really surpassed my expectations.Posted on Google![]()
Andrew HaywardTrustindex verifies that the original source of the review is Google.
Worked with Monica and Nancy. They were fast to turn a pre approval and attentive to getting everything lined up in time to meet my closing Date.Posted on Google![]()
C BromsteadTrustindex verifies that the original source of the review is Google.
Have worked with Ron twice and he's honest, quick, and makes the process very easy.Posted on Google![]()
Kelyna WaytonTrustindex verifies that the original source of the review is Google.
Mike and Dana were great throughout the whole process. Our journey to buying a home was quick (<2 months I think) and honestly easier than I expected. Mike was always available to answer questions and kept us updated throughout. Will recommend Watermark to my friends or family buyingPosted on Google![]()
jeff liebermanTrustindex verifies that the original source of the review is Google.
Mike and Dana were both super helpful, and made the process very simple without a lot of pressure. Everything was very straightforward and convenient. Thank you !!Posted on Google![]()
Jae ChoiTrustindex verifies that the original source of the review is Google.
I secured my mortgage with a VA loan through Ron. Ron was always accessible for any questions on any days at any time. All the loan-related costs were explained upfront and there was no surprise fee at the end; I appreciated his transparency. He also had very competitive rates and allowed some flexibility with rate match and float-down, though I did not need those for my loan process. I will definitely seek him again if I need another loan or refinance.Posted on Google![]()
Andrew AtwellTrustindex verifies that the original source of the review is Google.
Amanda was great and easy to work with. She has such a fun personality that made the process less stressful and she always went above and beyond.Posted on Google![]()
Dan EhrhardtTrustindex verifies that the original source of the review is Google.
Monica and the Watermark was very responsive and focused on what we idetified as important to us. The focus on the best possible mortgage rate was very successful.Posted on Google![]()
Randie SchoenbergTrustindex verifies that the original source of the review is Google.
I can't say enough great things about my experience with Watermark Capital. From day one, the entire team made me feel like I was in great hands. They were professional, responsive, incredibly knowledgeable, and always took the time to answer my questions and explain everything along the way. What really stood out to me was how genuinely invested they were in making the process as smooth and stress-free as possible. I never felt like just another client—they truly cared about helping me achieve the best outcome and were there every step of the way.
Better Business Bureau Company
Zero Broker Handoffs or Delays
Boutique Concierge Service
Think Mortgage is a nationwide direct lender founded in 2006 by a group of service-oriented individuals seeking to improve the home loan process. Think Mortgage not only survived the financial crisis, but thrived, and has since obtained Fannie Mae and Freddie Mac approval as a home loan seller-servicer. Being a Fannie Mae and Freddie Mac partner is relevant to the consumer because it is one of the many advantages allowing Think Mortgage to be a price leader in a very competitive marketplace.
At Think Mortgage, we value competent people. The same executive team, backed by a strong support team, has steered the company through the financial crisis to today. Those people, coupled with our technology-based platform, allow us to differentiate ourselves from the competition.
Whether buying a home or refinancing, think smart… Think Mortgage.
A “no” from one lender isn’t the whole market. Self-employed income, a condo in litigation, a rental property, a credit event a few years back — these are exactly the situations we’re built to look at.
Choose by the shape of the money — or by your situation. Every option below leaves your first mortgage in place.
Fast, and no hit to your credit.
One real person, start to finish.
We check everything early, so there are no late surprises.
That’s not luck. That’s how we’re built.

3 weeks ago
Had a wonderful experience with Amanda and team! She was incredibly responsive, patient, and personable every step of the way. Honestly, other lenders I contacted felt robotic and even cold, so I could not recommend Watermark enough. They really surpassed my expectations.
3 weeks ago
Worked with Monica and Nancy. They were fast to turn a pre approval and attentive to getting everything lined up in time to meet my closing Date.
1 month ago
Have worked with Ron twice and he's honest, quick, and makes the process very easy.
1 month ago
Mike and Dana were great throughout the whole process. Our journey to buying a home was quick (<2 months I think) and honestly easier than I expected. Mike was always available to answer questions and kept us updated throughout. Will recommend Watermark to my friends or family buying
2 months ago
Mike and Dana were both super helpful, and made the process very simple without a lot of pressure. Everything was very straightforward and convenient. Thank you !!
2 months ago
I secured my mortgage with a VA loan through Ron. Ron was always accessible for any questions on any days at any time. All the loan-related costs were explained upfront and there was no surprise fee at the end; I appreciated his transparency. He also had very competitive rates and allowed some flexibility with rate match and float-down, though I did not need those for my loan process. I will definitely seek him again if I need another loan or refinance.
2 months ago
Amanda was great and easy to work with. She has such a fun personality that made the process less stressful and she always went above and beyond.
3 months ago
Monica and the Watermark was very responsive and focused on what we idetified as important to us. The focus on the best possible mortgage rate was very successful.
3 months ago
I can't say enough great things about my experience with Watermark Capital. From day one, the entire team made me feel like I was in great hands. They were professional, responsive, incredibly knowledgeable, and always took the time to answer my questions and explain everything along the way. What really stood out to me was how genuinely invested they were in making the process as smooth and stress-free as possible. I never felt like just another client—they truly cared about helping me achieve the best outcome and were there every step of the way.
Get in touch with an advisor today for a custom strategy session.
16500 Bake Pkwy • Irvine, CA 92618
This is not a commitment to lend. All loans are subject to credit, income, and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products or programs are available in all areas, and lending guidelines are subject to state-specific restrictions. Watermark Capital, Inc. dba Think Mortgage is an Equal Housing Lender. We do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.